Terms & Conditions

Clause 01

Introduction

Welcome to pk989, an independent English-language online betting and live casino information guide operated for the benefit of Pakistani players and other users who access the website at pk989.cam (the "Site").

These Terms & Conditions ("Terms") govern your access to and use of the Site, including all content, features, guides, tools and information made available through it. pk989 is not a gambling operator. It does not provide gambling services, accept wagers, process payments or hold any gambling licence. It is an independent editorial and informational resource.

By accessing or using pk989 in any capacity, you acknowledge that you have read these Terms in full, that you understand them, and that you agree to be legally bound by them. If you do not agree with any part of these Terms, you must discontinue your use of the Site immediately.

Clause 02

Definitions

In these Terms & Conditions, the following definitions apply unless the context clearly requires otherwise:

• "Site" means the pk989 website accessible at pk989.cam and all pages, subpages and content hosted under that domain.
• "pk989", "We", "Us", "Our" means the operator, owner and editorial team responsible for managing and publishing content on the Site.
• "User", "You", "Your" means any individual or entity that accesses, browses or uses the Site in any manner.
• "Content" means all text, images, graphics, data, guides, reviews, articles, ratings, tools, code and any other material published on the Site.
• "Third-Party Operator" means any independent online betting or casino platform referenced or discussed within pk989's Content. Such operators are entirely independent of pk989.
• "Terms" means these Terms & Conditions as amended from time to time.
• "PKR" means Pakistani Rupee, the official currency of Pakistan, used throughout the Site for contextual amount references only.

Clause 03

Acceptance of Terms

Your continued access to or use of the Site constitutes your full and unconditional acceptance of these Terms, together with our Privacy Policy which is incorporated into these Terms by reference.

These Terms form a binding legal agreement between you and pk989. If you are accessing the Site on behalf of a business or organisation, you represent and warrant that you have the authority to bind that entity to these Terms.

pk989 reserves the right to update, modify or replace any part of these Terms at any time by posting a revised version on this page. The date of the most recent revision will always be shown at the top of this document. Your continued use of the Site after any revision constitutes your acceptance of the updated Terms.

Clause 04

Eligibility

Access to pk989 is restricted to adults. You must be at least 18 years of age to use this Site. Where a referenced third-party operator or applicable licence jurisdiction requires a higher minimum age, that higher minimum applies. pk989 does not knowingly permit access to or use of its Content by minors.

By accessing the Site, you represent and warrant that:

• You are at least 18 years of age, or the higher minimum age required by the relevant operator or licence jurisdiction.
• You have the legal capacity to enter into a binding agreement under the laws of your jurisdiction.
• Your use of this Site does not violate any applicable law or regulation in your country or territory of residence.
• You are not accessing the Site for any unlawful purpose or in breach of any applicable local, national or international law.
• You understand that gambling laws vary significantly by jurisdiction and that it is your sole responsibility to verify the legal status of online gambling activity in your location before visiting any third-party operator platform.

pk989 makes no representation that its Content is appropriate or lawful for access in all jurisdictions. Users who access the Site from locations where such Content may be restricted do so at their own risk and initiative.

Clause 05

Permitted Use of Site

pk989 grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Site solely for your own personal, non-commercial informational purposes in accordance with these Terms.

Permitted uses include:

• Reading, browsing and sharing Content for personal reference and general knowledge.
• Using guides, reviews and educational materials to inform your own independent decisions about online betting and casino platforms.
• Navigating internal links within pk989 to access related Content on responsible gambling, FAQs, privacy information and other editorial pages.

All use of the Site must be lawful, honest and consistent with the spirit of these Terms. pk989 reserves the right to restrict, suspend or terminate access to any User who breaches these Terms or who uses the Site in a manner that is harmful to pk989, other users or third parties.

Clause 06

Prohibited Conduct

You agree that you will not, under any circumstances:

• Copy, reproduce, republish, upload, post, transmit or distribute any Content from pk989 without prior written permission.
• Use any automated tool, scraper, bot, spider or crawler to access, index or harvest Content from the Site.
• Attempt to gain unauthorised access to any part of the Site, its servers, databases or any system connected to it.
• Introduce or transmit any virus, malware, ransomware, trojan or other malicious or harmful code to the Site or its infrastructure.
• Use the Site in any manner that could disable, overburden, damage or impair the Site or interfere with any other party's use of it.
• Use the Site to engage in any fraudulent, deceptive or misleading activity, including misrepresenting your identity or affiliation.
• Circumvent, disable or otherwise interfere with any security-related feature of the Site.
• Use any Content from this Site in connection with any commercial enterprise without express written authorisation from pk989.
• Access or use the Site if you are under 18 years of age or below the minimum age required by the relevant operator or licence jurisdiction, whichever is higher.

Violations of this clause may result in immediate termination of your access and, where applicable, referral to relevant law enforcement or legal authorities.

Clause 07

Intellectual Property

All Content on the Site — including but not limited to text, articles, guides, reviews, ratings, graphics, logos, icons, images, audio clips, digital downloads, data compilations and software — is the intellectual property of pk989 or its licensed content providers and is protected by applicable copyright, trademark and intellectual property laws.

The pk989 name, logo and all associated marks, trade names and service identifiers are proprietary to pk989. You may not use any of these marks without the prior written consent of pk989. Nothing in these Terms grants you any licence or right to use any pk989 intellectual property other than as expressly permitted.

If you believe that any Content on the Site infringes your intellectual property rights, please contact us using the details in the Contact Us clause of these Terms.

Clause 08

Third-Party Links & Operators

pk989 may reference, discuss or provide context about third-party online betting and casino operators ("Third-Party Operators") within its informational Content. Any such references are purely editorial and informational. pk989 does not operate, manage or control any Third-Party Operator platform.

pk989 is not responsible for:

• The accuracy, completeness or currency of information provided by any Third-Party Operator.
• The terms, conditions, bonus structures, withdrawal processes or customer service practices of any Third-Party Operator.
• Any losses, damages or disputes arising from your use of any Third-Party Operator platform.
• The privacy practices or data handling of any Third-Party Operator or any other external website.

Any payment provider names referenced on this Site — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — are cited as familiar Pakistani payment context only. None of these providers endorse, support or are affiliated with pk989 or any gambling activity. References to these payment names do not constitute a claim of partnership, endorsement or affiliation.

When you navigate to a Third-Party Operator platform, you do so entirely at your own risk and subject to that platform's own terms and conditions. pk989 strongly advises you to review any operator's terms carefully before registering or depositing funds.

Clause 09

Disclaimers

The Site and all Content are provided on an "as is" and "as available" basis without any representations or warranties of any kind, whether express or implied. To the fullest extent permitted by applicable law, pk989 disclaims all warranties including, without limitation:

• Any implied warranty of merchantability, fitness for a particular purpose or non-infringement.
• Any warranty that the Site will be uninterrupted, error-free, secure or free of viruses or other harmful components.
• Any warranty as to the accuracy, completeness, timeliness or reliability of any Content published on the Site.
• Any warranty that results obtained through use of the Site will be accurate or reliable.

pk989 does not represent or warrant that Content relating to betting odds, bonus offers, wagering requirements, payment methods or operator terms is current at the time of reading. Gambling-related terms and offers change frequently; always verify directly with the relevant operator before making any decision.

Nothing on this Site constitutes financial, legal, investment or gambling advice. All Content is published for general informational and educational purposes only. pk989 does not claim that online gambling is legal in Pakistan or that any described activity is authorised by any Pakistani authority.

Clause 10

Limitation of Liability

To the maximum extent permitted by applicable law, pk989, its affiliates, editors, contributors and representatives shall not be liable for any direct, indirect, incidental, consequential, special, punitive or exemplary damages arising out of or in connection with:

• Your access to or use of (or inability to access or use) the Site or any Content.
• Any reliance placed by you on information, guides, reviews or recommendations published on the Site.
• Any gambling losses, financial losses or other damages arising from your use of any Third-Party Operator platform referenced on the Site.
• Any unauthorised access to or alteration of your data or transmissions in connection with your use of the Site.
• Any errors, omissions, interruptions, deletion of files, defects, delays or failures in the operation of the Site.

This limitation of liability applies regardless of the form of action, whether in contract, tort (including negligence), strict liability or otherwise, and regardless of whether pk989 has been advised of the possibility of such damages.

Where applicable law does not permit the exclusion or limitation of certain liabilities, pk989's liability shall be limited to the minimum extent permitted by law.

Clause 11

Responsible Gambling

pk989 is firmly committed to the promotion of responsible gambling. Gambling is an entertainment activity and must never be treated as a source of income or a means of resolving financial difficulties. The following principles apply to all users who access pk989's gambling-related Content:

• Gambling is strictly for adults aged 18 and over, or the higher minimum required by the relevant operator or licence jurisdiction.
• Only gamble with funds you can afford to lose. Never use money allocated for essential expenses such as rent, food, utilities or loan repayments.
• Use responsible gambling tools provided by operators, including deposit limits, session time limits, loss limits and self-exclusion features.
• Take regular breaks and never chase losses — increasing your stake to recover previous losses is a high-risk behaviour pattern.
• If you feel that gambling is negatively affecting your finances, relationships or mental wellbeing, seek professional support immediately.

For comprehensive guidance on responsible gambling tools, warning signs and support resources, please visit our dedicated Responsible Gambling page.

pk989 does not promote gambling to vulnerable individuals or to anyone who has self-excluded from any gambling platform. If you have self-excluded, please do not access gambling-related Content on this Site.

Clause 12

Privacy & Data

Your privacy is important to pk989. The collection, processing and use of any personal data in connection with your use of the Site is governed by our Privacy Policy, which is incorporated into these Terms by reference and should be read alongside them.

By using the Site, you acknowledge and consent to the data practices described in the Privacy Policy. Key points include:

• pk989 may collect limited technical data (such as browser type, device type and general usage patterns) for the purpose of improving Site performance and user experience.
• pk989 does not sell personal data to third parties for commercial purposes.
• pk989 does not require account registration. Visitors who browse the Site without submitting any personal information are not identifiable to pk989 by default.
• Any contact information voluntarily submitted by users (for example, via a support enquiry) is handled in accordance with the Privacy Policy.

Clause 13

Amendments

pk989 reserves the right to amend, update, supplement or replace these Terms & Conditions at any time and at its sole discretion. Changes will take effect immediately upon publication of the revised Terms on this page.

It is your responsibility to review these Terms periodically. The "Last updated" date displayed at the top of this page indicates when the most recent revision was made. Your continued use of the Site following any amendment constitutes your binding acceptance of the revised Terms.

pk989 may also, at its sole discretion, modify, suspend or discontinue any aspect of the Site — including content sections, features or availability — at any time without prior notice or liability.

Clause 14

Governing Law

These Terms & Conditions and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the jurisdiction in which pk989 is registered and operated, without regard to conflict of law principles.

Users in Pakistan are reminded that local laws — including but not limited to the Prevention of Gambling Act, 1977 — may restrict certain gambling-related activities. It is your sole responsibility to understand and comply with all applicable laws in your country or region of residence. pk989 does not constitute legal advice, and nothing in these Terms should be construed as a representation that any activity described on the Site is lawful in any particular jurisdiction.

Any disputes arising between you and pk989 that cannot be resolved informally shall be subject to the exclusive jurisdiction of the competent courts of the governing jurisdiction, and you irrevocably submit to that jurisdiction.

Clause 15

Contact Us

If you have any questions, concerns or feedback regarding these Terms & Conditions, or if you wish to report a potential breach, please contact the pk989 team using the details below. We aim to respond to all enquiries within a reasonable timeframe.